Privacy Policy (US)

• your Social Security number or tax ID number, name, address, e-mail address, date of birth, occupation, citizenship, employment information, assets, income, tax information, bank account information, account balances, transaction history, account transactions, financial information including net worth information and information regarding your transactions with us or our affiliates (“Personal Information”).

When you are no longer our customer, we continue to share your information as described in this notice.

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes to offer our products and services to you

To protect your Personal Information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

GAM limits access to Personal Information to those individuals who need to know that information in order to process transactions and service accounts. These individuals are required to maintain and protect the confidentiality of Personal Information. GAM maintains physical, electronic and procedural safeguards to protect Personal Information.

• open an account
• invest in a GAM Fund

GAM collects Personal Information about you for business purposes, such as evaluating your financial needs and background, processing your requests and transactions, providing customer service and communicating information about our products and services. Personal Information you provide is obtained from application forms, subscription documents, and other transaction related forms, as well as from information you provide on GAM.com or to GAM service representatives.

• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• GAM Holding AG, a Swiss corporation, is the ultimate parent company of GAM USA. GAM USA may share Personal Information with its affiliates across the globe, including but not limited to GAM International Management Limited, GAM Fund Management Limited, GAM London Limited and GAM Systematic.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• GAM may share Personal Information described above for business purposes with a non-affiliated third party performing transaction processing or servicing on behalf of GAM and otherwise as permitted by law.

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

• GAM USA Inc. does not jointly market.